CareCredit works like a healthcare credit card designed for dental and medical expenses. It offers flexible payment plans with promotional no-interest periods (typically 6–24 months) if paid in full within the agreed timeframe. Applying is quick, with immediate approval decisions in most cases. CareCredit lets you start treatment immediately and make affordable monthly payments that fit your budget. Many patients appreciate that they can also use CareCredit for ongoing dental needs and other healthcare services like hearing and vision care.